1. business
  2. Instant Decision Module

Instant Decision Module

The Instant Decision Module (IDM) is an automatic decision module that allows businesses to make decisions uniquely, quickly and efficiently.

From now on, companies relying on data sources and business rules have the opportunity to create an individual decision model and thus reduce the costs associated with the loan approval or other service delivery process, as well as decision-making time.

IDM enables the modernisation of the business risk assessment process:

  • Gathering customer data from various sources in one place
  • Segmenting customers based on their riskiness and behaviour
  • Applying different business conditions to different segments
  • Automating decision-making strategy and providing flexibility to it

By implementing an automatic customer assessment module, a business gains an advantage because it can:

  • make faster and more profitable decisions
  • manage risks more easily and objectively
  • flexibly and cost-effectively integrate new products

The service is most relevant to companies that:

conduct customer assessments

offer deferred payments

make financing decisions